Ex. 18 USC § 1956 of the Act provides that any person engaged in the laundering of monetary instruments by any means may be penalized with a fine of $5,00,000 or double the value of the money laundered. The reason that drives people towards money laundering is quite clear from the above analysis. However, some psychological theories are believed to be associated with such behavior of people. The Value-Belief-Norm theory explains this particular aspect in a better form. The theory illustrates that individuals' actions are completely related to their personal values ​​and norms that influence them to behave in a certain way. This demonstrates that it is people's personal values ​​that encourage them to engage in crimes such as money laundering that they believe to be ethical based on their individual norms (Stern, Dietz, Abel, Guagnano, & Kalof, 1999; [2] Legal Information Institute,