Would you be able to tell a mother who has to choose between treatment for her son with cancer or paying the mortgage on her house, where she lives with her husband and 3 more children? Believe it or not, many Americans have to make choices like these every day. According to an article published in the American Journal of Medicine, 62.1% of all failures have medical significance. That's more than half of all bankruptcies, which is an absurd percentage of people going into debt because they have to make that difficult decision. Contrary to what many say, I believe that the Affordable Health Care Act will be a positive change for our health care system: it will give many individuals and families the opportunity to obtain affordable health insurance, leading to quality an overall better life. I realize that the Affordable Care Act is confusing and difficult to understand but, if put simplistically, it is just a healthcare system that offers affordable insurance to all citizens. Our previous healthcare system has many flaws, the most predominant problem being that it left many Americans uninsured. A PBS segment reported that “44 million Americans are uninsured, and 8 in 10 of them are workers or their dependents.” I happen to be one of the millions of full-time workers (by full-time I mean at least 70 hours a week) whose employer did not offer employees health insurance. I still couldn't afford private insurance; I made too much to receive any kind of government benefits, even after I was fired, collecting unemployment. Even if you are insured, you are likely one of the 38 million (PBS) living with inadequate insurance. Many uninsured people will delay going to the doctor or not at all because they cannot afford the ou...... middle of paper ......es individual premiums with the Affordable Care Act will be lower 16% over the original is expected to cost $190 billion less over the course of a decade. Additionally, many middle-class families will now be eligible for health care subsidies they were not eligible for under the Pre-Affordable Care Act, saving hundreds of dollars a month. Works Cited Himmelstein, David U., MD, et al. “Medical Bankruptcy in the United States, 2007: Results of a National Study.” The American Journal of Medicine 122.8 (2009): 741. ProQuest. Web.December 1, 2013.Lowrey, Annie. “The cost of healthcare legislation is seen as decreasing.” New York Times, December 3, 2013. ProQuest. Network. 03 Dec 2013.Klein, Joe. “Mental Health on Obamacare Reform.” Time.Com (2013): 1. Academic research completed. Network. November 29, 2013. Edie Sundby's Choice." Wall Street Journal - Eastern Edition November 7, 2013: A16. Newspaper Source Plus. Web. November 26. 2013.