This study will attempt to transfer the experience of American banks in adopting mobile banking to Egyptian banks to help them overcome their consumers' resistance to using mobile banking. I expect that my work in the United States under the Fulbright Award will benefit both me and the host institution, our academic institutions, and society at large. The Fulbright award will provide me and the host institution with the opportunity to share information, publish research findings, and build new professional relationships in the United States and other parts of Egypt. For me, I will enjoy the benefits of a gap year that include time to reflect on my career and the direction of my work, physical and mental renewal, and exposure to a different culture. I feel like I'm at the right stage in my career for this experience. Our academic institutions will benefit from increased faculty performance and satisfaction and an enhanced reputation due to the prestige associated with the Fulbright Award. The company will benefit by helping banks spread the use of mobile banking to increase the efficiency and effectiveness of Egyptian banks which are the engine of the national system