To provide money transfer services2. Provide the facility of safety lockers 3. Accept invoices for payment purposes4. To grant traveler's checks5. To provide smart cards, credit cards, debit cards6. To provide the structure of the commercial banking sector, examples of commercial banks are some public sector banks: State Bank of India, Bank of Baroda, Punjab National Bank, Syndicate Bank, Indian Overseas Bank, Oriental Bank of Commerce, State Bank of Travencore etc . While some private banks the commercial banks in the sector are HDFC Bank, ICICI Bank, Axis Bank, Global Trust Bank Ltd. AREA OF STUDY STATE BANK OF INDIA (SBI) State Bank Of India (SBI) is an Indian financial services company and also a multinational. It is a wholly government-owned bank headquartered in Mumbai. It has 17,000 branches including 190 foreign offices as of December 2013. It is one of the top 4 commercial banks in India which also includes ICICI Bank, Punjab National Bank, HDFC